Retirement Planning

If you’re preparing for retirement, there are many factors to consider. Careful planning will allow you to enjoy life as you transition from full time work, and have that much sought-after ‘peace of mind’.

The right balance of spending and saving to strike as earnings and expenditure peak
A suitable trade-off between mortgage payments, pension contributions and savings
The right level of risk in an investment portfolio
Assessing what income will be required in retirement
The potential for breaching tax relief limits on pension contributions
Pension lifetime allowance considerations
Making use of the full range of tax efficient investment opportunities
Gifting, IHT and other estate planning

We can help you to identify planning opportunities for retirement. If you would like more information, please get in touch for an informal discussion.